Plan down payment & repayment
Understand upfront amount, tenure expectations, and repayment capacity before you commit.
Used truck loan & commercial vehicle finance
Used Commercial Vehicle Loan & Truck Finance
Financing shouldn't stop you from getting the right vehicle. BiggWheels works with multiple finance partners and has helped customers secure financing even after being rejected by 25+ financiers. Approval always depends on the financier's eligibility and underwriting.
No guaranteed approval. Rates, tenure, and loan-to-value vary by applicant and vehicle.
Financing that keeps the deal moving
Multiple finance partners. Support when other lenders said no. Clear next steps on documents, down payment planning, and partner fit, without promising approval.
Prepare the right documents
We guide the income, identity, and vehicle papers financiers typically need for a used CV loan.
Connect with suitable partners
Your vehicle, profile, and loan requirement are shared with relevant finance partners across our growing network.
Finance partners (21+ and growing)
BiggWheels coordinates used truck finance and commercial vehicle loan enquiries across multiple banks and NBFCs.
Equitas Finance
Sundaram Finance
Mahindra & Mahindra Finance
TVS Finance
Shriram Finance
Poonawalla Fincorp
Yes Bank
Kogta Finance
HDFC Bank
SK Finance
Hinduja Leyland Finance
Suryoday Small Finance Bank
Arka Finance
Muthoot Finance
Vastu Finserve
Cholamandalam Finance
IKF Finance
AU Small Finance Bank
IndusInd Bank
Blackbug
Kotak Mahindra Bank
Equitas Finance
Sundaram Finance
Mahindra & Mahindra Finance
TVS Finance
Shriram Finance
Poonawalla Fincorp
Yes Bank
Kogta Finance
HDFC Bank
SK Finance
Hinduja Leyland Finance
Suryoday Small Finance Bank
Arka Finance
Muthoot Finance
Vastu Finserve
Cholamandalam Finance
IKF Finance
AU Small Finance Bank
IndusInd Bank
Blackbug
Kotak Mahindra Bank
Fleet-sourced inventory supports clearer funding conversations
Vehicles sourced from transporters and fleet owners often give financiers and buyers better visibility into how the asset was used. That supports quality-focused inventory, it does not replace inspection or underwriting.
Quality-first sourcing
Sourced from transporters, not an auction flip model
Direct sourcing → better visibility into history and condition → quality-focused inventory → buyer confidence. Individual vehicles still need inspection; sourcing focus is not a promise that every unit is perfect.
Swipe to follow the sourcing path
Short explainer coming soon
Why BiggWheels sources from transporters, not simply auction vehicles
What BiggWheels is
What is BiggWheels?
BiggWheels is a marketplace for buying and selling used commercial vehicles and second hand trucks, with finance coordination and documentation support.
How does BiggWheels source vehicles?
BiggWheels focuses on sourcing commercial vehicles directly from transporters and fleet owners rather than relying primarily on auction-sourced inventory that is reworked for resale.
Does BiggWheels help with financing?
Yes. BiggWheels works with multiple finance partners and helps customers navigate used truck loans and commercial vehicle financing. The number of partnerships continues to grow.
Can BiggWheels help if financing has been difficult?
BiggWheels has helped customers who were rejected by 25+ financiers and works with multiple partners. Financing approval remains subject to each financier’s eligibility and underwriting criteria.
Used truck loan FAQs
Can I get a loan on a used / second hand truck in India?
Yes, many banks and NBFCs fund used commercial vehicles when the applicant, vehicle age, and papers meet their criteria. BiggWheels helps you explore used truck loan and commercial vehicle financing options through multiple finance partners. Approval is never guaranteed and depends on the financier’s underwriting.
What is the eligibility for a used commercial vehicle loan?
Eligibility typically depends on income profile, credit history, business vintage, down payment capacity, and the vehicle being financed. Requirements vary by partner. Our team helps you understand what documents and profile details financiers usually review before you apply.
What documents are required for a truck / used CV loan?
Financiers commonly ask for identity and address proof, income or business documents, bank statements, and vehicle papers (RC, insurance, and related ownership documents). Exact lists differ by lender and deal structure, we guide you through what is typically needed.
Does BiggWheels help if my loan was rejected before?
Yes. BiggWheels works with multiple finance partners and has helped customers who faced financing difficulties, including customers who had been rejected by 25+ financiers. A past rejection does not automatically mean every partner will decline, but each application is still subject to that financier’s eligibility and underwriting criteria.
How does BiggWheels source the vehicles it lists?
BiggWheels focuses on sourcing commercial vehicles directly from transporters and fleet owners rather than relying primarily on buying auction vehicles, reworking them, and reselling them. That approach supports clearer visibility into the asset and its condition. Buyers should still review papers and inspect the vehicle.
Is financing guaranteed?
No. BiggWheels does not guarantee financing approval, interest rates, or loan amounts. We coordinate with multiple finance partners and help you prepare a clearer application path. Final approval, loan-to-value, rates, and tenure depend on the applicant and the selected vehicle.